Funds will be clear into your CoinSpot immediately.
With Poli it usually clears within instantly but can take up to 60 seconds. If you have sent a deposit via POLi and it hasn't come through you should contact support and they will follow up and manually approve the deposit.
With BPAY, deposits can take up to 3 business days. For example, if you deposit on Friday, the funds may only clear on the Wednesday.
If you deposit over your BPAY limit, your payment will be held and you will need to request to have this payment release by submitting a request to have your payment reviewed.
With Cash Deposits, the funds will appear in your account as soon as you make your payment at the participating Newsagent.